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PROBLEMS OF MODERN ECONOMICS, N 4 (32), 2009
FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES
Alexandrov A. Yu.
Head of the Department of Crediting, Administration of small- and medium-scale business, St.Petersburg branch of the open joint-stock company “Promsviaz’bank”; PhD student, Chair of Banking, St.Petersburg State University of Economy and Finances

Decentralized system of management over problem assets in the situation of economic crisis (Russia, St.Petersburg)
The article shows advantages of using decentralized system of management over problem assets, and analyzes the application of such system in the situation of economic crisis. The author discusses components of the decentralized system, shows changes in their importance, and gives a forecast for further development of components, most significant in the situation of crisis
Key words: credit, problem credit, collector agency, management of problem assets, credit crisis



Литература
1. Мирошниченко Ю.В. Работа с просроченной задолженностью в условиях кризиса // Банковский ритейл. — 2009. — № 1.
2. Пищулин А. Улучшение качества кредитного портфеля напрямую зависит от своевременной и адекватной оценки кредитоспособности потенциального заемщика // Финансовый директор. — № 8(72).
3. Хандриков А.А. Международный опыт управления проблемными активами// Финансы и кредит. — 2003. — № 215 (129).
4. Исследование. Предпосылки: лавинообразный рост неплатежей по кредитам // Компания BENEFFY Consulting. Специально для Bankir.Ru. / http://bankir.ru/analytics/classic/kredit/1886291
5. Обзор банковского сектора Российской федерации. Аналитические показатели (интернет версия) / http://www.cbr.ru/analytics/bank_system/
6. Mueller. Credit Doctrine for the Lending Officer// NY.: Citycorp, 1998.

Article in russian

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