| | PROBLEMS OF MODERN ECONOMICS, N 2 (34), 2010 | | FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES | | Obraztsov M. V. Head of the Administration of Payment Systems and Accounting, Main Administration of the Bank of Russian in St.Petersburg, PhD (Economics)
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| The article analyses tendencies in the development of non-cash payments of physical persons in St.Petersburg, argues for the necessity to develop innovative payment technologies, and discusses the possibilities of the further growth of the share of non-cash payments in the sphere of micro-payments with the use of new tools based on the analysis of the international experience | Key words: payment system, non-cash payment, payment card, payment technologies, innovation | |
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