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PROBLEMS OF MODERN ECONOMICS, N 2 (34), 2010
FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES
Obraztsov M. V.
Head of the Administration of Payment Systems and Accounting, Main Administration of the Bank of Russian in St.Petersburg, PhD (Economics)

Development of innovative payment technologies for physical persons in St.Petersburg (Russia, St.Petersburg)
The article analyses tendencies in the development of non-cash payments of physical persons in St.Petersburg, argues for the necessity to develop innovative payment technologies, and discusses the possibilities of the further growth of the share of non-cash payments in the sphere of micro-payments with the use of new tools based on the analysis of the international experience
Key words: payment system, non-cash payment, payment card, payment technologies, innovation



Литература
1. Кузьмин А.Л. Риски платежных систем: мотивированные суждения или формализованные оценки? Парадигмы надзора и наблюдения // Деньги и кредит. — 2009. — № 11. — С.29-38.
2. Ролдугин И.М., Шмырина Ю.В. Развитие безналичных расчетов с использованием платежных карт // Деньги и кредит. — 2009. — № 7. — С. 65–69.
3. www.paycash.ru
4. http://www.discoverhongkong.com/russia/trip-planner/hongkong-money.html
5. Chakravorti S. Theory of Credit Card Networks // Review of Network Economics. — 2003. — Vol.2. — Issue 2 (June).

Article in russian

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