| | | | PROBLEMS OF MODERN ECONOMICS, N 3 (59), 2016 | | | | FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES | | | Koniagina M. N.
Chair of Economics and Finances, St. Petersburg State University of Aerospace Instrumentation, PhD (Economics), Professor
Kirilllova A. V.
Assistant Professor, Chair of Banking, Financial Markets and Insurance, St. Petersburg State Economic Instrumentation, PhD (Economics)
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| | | The high cost of banking credits and strict requirements presented to the borrowers stimulate development of alternative market of loanable means. The article presents the results of the research focusing on the burgeoning market of private unsecured credits in Russia, gives a comparative evaluation of the P2P-crediting segment on the Russian and Western financial markets, and discusses the potential of involving commercial banks into this process. The authors distinguish specific features of the Russian P2P-crediting market, which allows to foresee future problems in microfinancing | | Key words: credit, credit worthiness, microfinancing, retail crediting, P2P-crediting | | Pages: 125 - 128 |
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