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PROBLEMS OF MODERN ECONOMICS, N 1 (69), 2019
FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES
Kostin K. B.
Chair of International Economics and International Economic Relations, St. Petersburg State University of Economics PhD (Economics), Professor
Poletaeva M. I.
MA, International Economics, St. Petersburg State University of Economics

Development of digital technologies in the banking system of the countries of Northern Europe (Russia, St. Petersburg)
The article presents a review of the banking sector in the countries of Northern Europe, defines the level of digitalization in the financial sphere and the major driving forces of the digitalization process. Nordea bank is discussed as an example to show the major tendencies in the digital transformation of banks in Northern Europe. These tendencies, if adapted in the Russian banking sphere, can lead to higher competitiveness and entrepreneurial efficacy
Key words: countries of Northern Europe, banking sector, competitiveness, digitalization, financial technologies
Pages: 111 - 115



Литература
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Сноски 
1 AT Kearney: Banking in a digital world. [Электронный ресурс]. URL: https://www.atkearney.de/documents/856314/3998533/Banking+in+a+digital+world.pdf/44829263–4c00–4925-ae05–9fc37217d6bb
2 Competition in the Swedish banking sector by Swedish Bankers’ Association, с.21
3 ForbesGlobal 2000 [Электронныйресурс]. URL: http://www.forbes.com/global 2000 the Banker.com
4 URL:https://www.nordea.com/en/our-services/cashmanagement/oursolutions/mobile-payments/
5 URL: https://www.nordea.com/en/press-and-news/news-and-press-releases/the-digital-hub/2017/2017–07–04-open-banking-pilots-are-launched.html
6 URL: https://www.nordea.com/en/press-and-news/news-and-press-releases/news-en/2018/how-our-robots-are-helping-customers.html

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