| | | | PROBLEMS OF MODERN ECONOMICS, N 2 (74), 2020 | | | | FINANCE AND CREDIT SYSTEM: BUDGET, CURRENCY AND CREDIT REGULATION OF ECONOMY, INVESTMENT RESOURCES | | | Garifova L. F.
Assistant Professor, Chair of Economic Theory and Econometrics, Kazan (Volga region) Federal University, PhD (Economics)
Vakhitova T. M.
Assistant Professor, Chair of Economic Theory and Econometrics, Kazan (Volga region) Federal University, PhD (Economics)
Zul’fakarova L. F.
Assistant Professor, Chair of Economic Theory and Econometrics, Kazan’ (Volga region) Federal University, PhD (Economics)
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| | | The article analyzes tendencies of adaptation of the financial market to digitalization: financial sphere does not necessarily require physical movement or consumption of values, but is based on turnover and information accounting, which easily transforms, accumulates and is processed with ever more powerful electronic tools. Automatization and algorithm-based processes such as algorithm-based trade, robo-advising, smart-contacts are getting more broadly spread in the financial sector, considerably enhancing its operational efficacy. The authors analyze the Russian market of robo-advisors as a method of getting passive revenue during the generation Y epoch; the analysis emphasizes the efficacy and the demand for recommendations focusing on savings management and investment portfolio with the use of new financial technologies. | | Key words: digital economy, financial technologies, investment, passive revenue, artificial intelligence, robo-advising | | Pages: 173 - 176 |
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